"I say again, the miserable wretch you behold. My advice is, never do tomorrow what you can do today. Procrastination is the thief of time – collar him! My other piece of advice. Annual income twenty pounds, annual expenditure nineteen pounds, nineteen and six – result happiness. Annual income twenty pounds, annual expenditure twenty pounds and sixpence – result misery. The blossom is blighted, the leaf is withered, the God of day goes down upon the dreary scene and – in short – you are forever floored. As I am!
"My final piece of advice is to visit the Union Chapel in Islington tomorrow (either at 1pm or 7.30pm to meet with Mr Charles Dickens and the many characters who populate his novels, including my good self."
Your servant, Mr Wilkins Micawber.